BankSearch created and now maintain the Regulated Mortgage Survey for the benefit of the Council of Mortgage Lenders and their members. The RMS is hugely successful with around 97% of all regulated mortgages completed in the UK being gathered. It is the most comprehensive and timely mortgage completions database in the UK.

Data Availability

Since 2005 banks and building societies have been providing the Financial Services Authority and CML / BankSearch with detailed information about their regulated mortgage lending business.

The Department of Communities and Local Government use the data to compile the UK House Price Index and it is also factored into the Retail Price Index by National Statistics.

Data providers are given access to the aggregated market data via our Interactive Database. This management information is used by many different teams within the financial institutions including:Marketing
Product development
Risk and Compliance areasBanks and building societies sales teams require performance data by introducer and by geographic location. Mortgage Insight, our new sales tool, delivers business advantage by providing users with the ability to access such information over the internet 24/7. Business Development Managers can optimise sales activity by focusing on the most profitable business opportunities whilst marketing managers can keep track of performance and benchmark activity with their competitors.

What users say

"Mortgage Insight has been instrumental in building a fact base to review the offset market. The ability to look at detailed data over time has enabled us to identify emerging trends and areas of opportunity for our business and our customers."

Sarah Green, Senior Commercial Manager, Home Finance, Barclays Bank

"The Mortgage Insight tool provided by CML/BankSearch is an essential tool for anyone who wants to understand the mortgage market in detail.  It has comprehensive market coverage and includes much data that is simply unavailable elsewhere.   We find the insight it generates to be invaluable."

Tim Bilionis,  Abbey and Alliance & Leicester Market Analysis,  Products & Services Marketing

If you would like more information about the technology underpining these products please contact us.